Flexible Financing for Your Dream Project

Transform your home without financial stress. Our flexible loan options are designed for your needs.

Explore flexible loan options

• See offers in minutes with no hard credit check!
• Acts like a line of credit, use as much or as little as you need. Funds can be used for down, partial, or full project payment with no liens or appraisal requirements.
• Attractive rates with low monthly payment options for 5 to 15 years or Same as Cash (pay in full anytime within a 12 month promotional period to pay no interest!)*

*Advertising disclosure (https://nelnetbank.com/ratesandtermsdisclosure)

competitive credit options

Make the most of easy home improvement financing

JDC Build offers flexible loan options to make your home renovation or construction project smoother. With our convenient and straightforward financing solutions, you can see offers in minutes without any hard credit checks. Whether you need funds for a down payment, partial payment, or full project payment, our financing options are designed to meet your needs. Enjoy attractive rates and low monthly payment options ranging from 5 to 15 years, or take advantage of the Same as Cash option and pay in full anytime within a 12-month promotional period with no interest.

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hassle-free loan application
Convenient online application

Enjoy a streamlined and quick loan application process

Whether you’re planning a small renovation or a major construction project, our financing options provide the flexibility and support you need. With our valued clients in mind, we’ve streamlined the process to be as user-friendly as possible. You can complete your application online, from the comfort of your home. Once you submit your application, you’ll receive a range of offers tailored to your specific needs and financial situation. This allows you to choose the best option without the stress of a lengthy approval process.

Our commitment to customer satisfaction means you’ll have support every step of the way. You’ll receive personalized assistance to help you navigate through the financing process and a clear understanding of your loan terms and repayment options, so you feel confident and informed at every stage.

Effective credit solutions

Find your ideal financing option

  1. Credit amounts between $3,000 and $150,000

    These flexible financing options cater to a wide range of project sizes and budgets. No matter the scope of your project, you’ll be covered.

  2. Same as Cash option

    Enjoy the opportunity to pay however you like within 12 months and receive no interest. This allows you to manage your finances more effectively.

  3. Low monthly payment options

    Benefit from competitive rates and manageable monthly payments. These payment plans are designed to fit your budget comfortably. In addition, there’s no prepayment penalty.

competitive credit options
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See offers

View your financing options with no hard credit check in just minutes. Our mobile-friendly online application process eliminates the need for paperwork.

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Qualify and sign

After selecting an offer, complete the bank qualification steps and sign your loan documents. Your funds will be available for use as soon as you sign all the documents.

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Text message approval

Receive text messages at project milestones to authorize disbursements. Simply reply "PAY" to transact, and Nelnet Bank (Member FDIC) will handle the rest.

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Manage easily

Upon processing your first disbursement, you'll receive an email with steps to log into the Nelnet Bank portal, where you can view your loan and manage repayment.

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Enjoy the results

With your financing in place, you can focus on bringing your dream project to life. Enjoy the peace of mind that comes with favorable repayment options.